New Case Study - Adapt or Die: How EuroCycle Is Scaling Online 50-State Sales With Ekho
Transaction Engine · Dealership

Take on the giants from one rooftop.

Carvana sells a car every 39 seconds and never needed a showroom to do it. Ekho lets your store finish the deal online too, on your own brand, from checkout to plates at the buyer's door.

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CVNA
Q2 2026 cars sold 197,325 +38% Q2 2026 revenue $7.4B +52% Q2 2026 net income $513M Share of dealer-sold used 3.9% Pace 2,192 cars / day 1 every 39s Stated target 3M units / yr 4x today Source Company reported results
THEY ARE EATING YOUR LUNCH

Every 39 seconds, Carvana sells a car you could have sold

197,325 cars last quarter, up 38% in a year, with no showroom and no lot. They have told investors the plan is 4 times that.

None of it needs anything a dealer cannot have. It needs one buying experience that finishes the deal online. Ekho gives your store the same buying experience on your own brand, with your inventory and your lenders.

See it on your inventory
Carvana cars sold, by year
0 200k 400k 600k 3M 2019 2022 2025 2030 596,641 sold 3M a year, their plan
197,325 cars sold in Q2 2026
3.9% of every used car dealers sell in America
4x the volume they plan to reach
7 Stellantis franchises bought
0 sold so far this year

Carvana reported results. Q2 2026. Their 3M goal is stated for 2030 to 2035; the chart shows the near end. Running total projected from their reported pace.

THE VALUE

What changes at a single rooftop

  1. 01

    The deal finishes online

    Financing across multiple lenders, F&I, taxes, titling, registration, and signatures all complete in the flow. Your team stops chasing paperwork and your title clerk stops processing every packet by hand.

  2. 02

    You sell past your market area

    Compliant checkout in all 50 states turns an out-of-state buyer from a problem into a normal order. Most Ekho buyers choose delivery even when they live near the store.

  3. 03

    The regulated work runs itself

    Tax calculation and remittance, insurance verification, fraud scoring, and stipulation clearance all happen inside the platform. Your team supervises exceptions rather than touching every deal.

ENTERPRISE READY

Enterprise-grade security and infrastructure

Built for selling vehicles at scale.

Learn more about security
SOC 2 Type II
PCI DSS
GLBA
256-bit Encryption
Role-Based Access
Multi-Location
Per-Rooftop Privacy
Team Management
Dedicated Success Team
Custom SLAs
Uptime Guarantee
Priority Response
BUILDING BLOCKS

Every step from checkout to keys

Financing, F&I, tax, titling, registration, and compliance, automated for a single rooftop.

AI Listing Enrichment

AI Listing Enrichment

AI-powered listing optimization — auto-enriched titles, descriptions, and attributes for every vehicle.

Analytics

Analytics

Conversion tracking, attribution, and buyer demographics.

Brand Customization

Brand Customization

White-label control over how every Ekho surface looks and sounds.

Checkout

Checkout

Online checkout with deal structuring, financing, and payment processing.

Compliance

Compliance

50-state regulatory compliance for vehicle sales and documentation.

CRM

CRM

Lead management, pipeline tracking, and AI-powered follow-up.

Delivery Partners

Delivery Partners

Nationwide carrier network at rates negotiated for Ekho dealers, quoted in the deal.

Embedded Financing Engine

Embedded Financing Engine

Built-in financing with lender waterfall and credit applications.

F&I Aftermarket Engine

F&I Aftermarket Engine

Aftermarket product packages — warranties, GAP, and protection plans.

Financing Prequal

Financing Prequal

Soft-pull credit check — instant rate estimates with no impact to buyer's credit score.

Fraud Prevention

Fraud Prevention

AI-powered fraud detection analyzing buyer signals and behavior.

Integrations

Integrations

Connects to the CRM, DMS, calendars, and providers you already use.

Inventory CMS

Inventory CMS

Centralized inventory management with AI-enhanced merchandising.

Promotions

Promotions

Rule-based dealer and OEM promotions that cover future inventory automatically.

Reporting

Reporting

Financial reporting for revenue, payouts, and F&I performance.

Signature Collection Engine

Signature Collection Engine

State-specific document packages with e-sign, wet sign, notarization, and POA routing.

Tax Engine

Tax Engine

Real-time tax calculation across all US jurisdictions.

Titling & Registration Engine

Titling & Registration Engine

Automated 50-state title and registration processing.

ZERO FRICTION

How the industry is moving with Ekho

Dealers closing more deals. Groups scaling without adding headcount. Teams selling long after the doors are locked. These are the businesses that rewired how they sell with Ekho.

FROM THE BLOG

Insights for your business

TRANSACTION ENGINE FOR DEALERSHIPS

Frequently Asked Questions

All 50. Titling, registration, tax collection and remittance, and signature collection are maintained per jurisdiction, including off-road classifications such as California green stickers. Adding a state is a setting rather than a legal project.

Titling and registration run as a rules engine with automation on top, and stipulation clearance, insurance verification, and fraud scoring run alongside it. Your team supervises the exceptions instead of processing every packet by hand.

Financing is embedded rather than bolted on: soft pulls, lender routing across the full credit spectrum, and support for OEM promotional programs. Your existing lenders sit inside that waterfall.

Ekho integrates with your DMS, CRM, and lender panel. Inventory syncs automatically, financing uses your existing lender relationships, and customer data flows both ways. You keep your current workflows — Ekho automates the parts that slow you down.

No. Ekho makes your team more effective. Sales Agent handles repetitive tasks like qualification and follow-up, freeing your reps to focus on closing deals and building relationships. Your team stays in control and can take over any conversation instantly.

Most dealerships see results within the first 30–60 days. Your Website starts converting from day one, Sales Agent begins capturing leads immediately, and the Transaction Engine streamlines deal processing right away.

Most dealerships are fully live within one to two weeks. Sales Agent can go live in days if you want to start there first. We handle inventory import, DMS connection, and configuration during onboarding.

Yes. Start with whichever solves your biggest pain point — Sales Agent, Transaction Engine, or Website. Most customers start with the Sales Agent since it's the fastest to get integrated, while the Transaction Engine may have a waitlist depending on integration scheduling. Most dealerships find the products work better together, but you have complete flexibility to add them as you grow.

Tee up the deal.
We'll handle the rest.

Start closing compliant, fully automated deals across all 50 states with Ekho's Transaction Engine.

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