New Case Study - Adapt or Die: How EuroCycle Is Scaling Online 50-State Sales With Ekho
Transaction Engine · Marketplace / Shopping site

Browsing to buying, seamlessly.

Turn listings into transactions without stepping between the dealer and the buyer.

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CVNA
Q2 2026 cars sold 197,325 +38% Q2 2026 revenue $7.4B +52% Q2 2026 net income $513M Share of dealer-sold used 3.9% Pace 2,192 cars / day 1 every 39s Stated target 3M units / yr 4x today Source Company reported results
THEY ARE EATING YOUR LUNCH

Every 39 seconds, Carvana closes a deal that started as somebody else's listing

197,325 cars last quarter, up 38% in a year, with no showroom and no lot. They have told investors the plan is 4 times that.

None of it needs anything a dealer cannot have. It needs one buying experience that finishes the deal online. Ekho turns your marketplace into the place the deal closes, instead of the place buyers leave to finish.

See it on your listings
Carvana cars sold, by year
0 200k 400k 600k 3M 2019 2022 2025 2030 596,641 sold 3M a year, their plan
197,325 cars sold in Q2 2026
3.9% of every used car dealers sell in America
4x the volume they plan to reach
7 Stellantis franchises bought
0 sold so far this year

Carvana reported results. Q2 2026. Their 3M goal is stated for 2030 to 2035; the chart shows the near end. Running total projected from their reported pace.

THE VALUE

What changes for a marketplace

  1. 01

    Listings become checkouts

    Embed vehicle pages that convert, with AI-enriched listings that rank, and real checkout behind them. A shopper can buy in the moment they find the unit instead of leaving to start over.

  2. 02

    Dealers stay at the center

    The dealer remains the seller of record, keeps the margin, and owns the customer. Ekho supplies the transaction rails underneath your platform.

  3. 03

    A new revenue line per transaction

    Completed transactions monetize differently than leads do, and give you conversion data a lead handoff never produces.

ENTERPRISE READY

Enterprise-grade security and infrastructure

Built for selling vehicles at scale.

Learn more about security
SOC 2 Type II
PCI DSS
GLBA
256-bit Encryption
Role-Based Access
Multi-Location
Per-Rooftop Privacy
Team Management
Dedicated Success Team
Custom SLAs
Uptime Guarantee
Priority Response
BUILDING BLOCKS

Turn your marketplace into a commerce platform

Embed checkout, financing, and compliance directly into your listings.

AI Listing Enrichment

AI Listing Enrichment

AI-powered listing optimization — auto-enriched titles, descriptions, and attributes for every vehicle.

Analytics

Analytics

Conversion tracking, attribution, and buyer demographics.

Brand Customization

Brand Customization

White-label control over how every Ekho surface looks and sounds.

Checkout

Checkout

Online checkout with deal structuring, financing, and payment processing.

Compliance

Compliance

50-state regulatory compliance for vehicle sales and documentation.

CRM

CRM

Lead management, pipeline tracking, and AI-powered follow-up.

Delivery Partners

Delivery Partners

Nationwide carrier network at rates negotiated for Ekho dealers, quoted in the deal.

Embedded Financing Engine

Embedded Financing Engine

Built-in financing with lender waterfall and credit applications.

F&I Aftermarket Engine

F&I Aftermarket Engine

Aftermarket product packages — warranties, GAP, and protection plans.

Financing Prequal

Financing Prequal

Soft-pull credit check — instant rate estimates with no impact to buyer's credit score.

Fraud Prevention

Fraud Prevention

AI-powered fraud detection analyzing buyer signals and behavior.

Integrations

Integrations

Connects to the CRM, DMS, calendars, and providers you already use.

Inventory CMS

Inventory CMS

Centralized inventory management with AI-enhanced merchandising.

Promotions

Promotions

Rule-based dealer and OEM promotions that cover future inventory automatically.

Reporting

Reporting

Financial reporting for revenue, payouts, and F&I performance.

Signature Collection Engine

Signature Collection Engine

State-specific document packages with e-sign, wet sign, notarization, and POA routing.

Tax Engine

Tax Engine

Real-time tax calculation across all US jurisdictions.

Titling & Registration Engine

Titling & Registration Engine

Automated 50-state title and registration processing.

ZERO FRICTION

How the industry is moving with Ekho

Dealers closing more deals. Groups scaling without adding headcount. Teams selling long after the doors are locked. These are the businesses that rewired how they sell with Ekho.

TRANSACTION ENGINE FOR MARKETPLACES AND SHOPPING SITES

Frequently Asked Questions

All 50. Titling, registration, tax collection and remittance, and signature collection are maintained per jurisdiction, including off-road classifications such as California green stickers. Adding a state is a setting rather than a legal project.

Titling and registration run as a rules engine with automation on top, and stipulation clearance, insurance verification, and fraud scoring run alongside it. Your team supervises the exceptions instead of processing every packet by hand.

Financing is embedded rather than bolted on: soft pulls, lender routing across the full credit spectrum, and support for OEM promotional programs. Your existing lenders sit inside that waterfall.

Ekho removes friction. Instead of browsing and then calling a dealer, buyers complete financing and checkout in minutes — all on your platform. More buyers finish the transaction instead of abandoning.

Dealers benefit — they get qualified buyers with minimal work, keep full margin and F&I revenue, and can fulfill from their own inventory. The deal comes pre-packaged with all paperwork, so they just coordinate delivery.

You earn transaction fees, financing spreads, F&I commissions, and advertising opportunities from deals that complete on your platform — significantly more revenue per transaction than lead generation alone.

Ekho syncs directly with dealer DMS systems for real-time inventory. When a vehicle is sold elsewhere, it disappears automatically. When a dealer adds new inventory, it is live immediately.

Seamless. Buyers browse vehicles, apply for financing, compare terms, add protection products, and check out — all within your platform. They never leave your site until they are ready to complete.

Tee up the deal.
We'll handle the rest.

Start closing compliant, fully automated deals across all 50 states with Ekho's Transaction Engine.

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