TRANSACTION ENGINE

Every step after "Yes," handled

Most platforms stop at the sale. Ekho's Transaction Engine keeps going — automating financing, titling & registration, insurance verification, document signature collection, fraud detection, tax compliance, and more across all 50 states so buyers get their vehicle and dealers get paid, fast.

Ekho Transaction Engine admin portal showing order tracking and deal progress
HOW IT WORKS

Every step during and after the sale. Handled.

Checkout that closes

A fully white-label checkout embedded on your site — mobile-ready, compliant, and built to convert browsers into buyers. State-of-the-art fraud detection protects every transaction, so dealers close with confidence.

Financing for all credit types

Buyers get pre-qualified in minutes — no score impact, multiple lenders surfaced automatically, all built directly into your site.

Titling & registration — automated

Remote DMV filing, title transfers, and registration handled across all 50 states. Plate and title delivered to the buyer’s door. No DMV trips.

Document signing, online

No matter the signature type, Ekho’s dynamic workflows adjust automatically — making it as quick, easy, and seamless as possible for buyers and dealers to execute the right documents in every state, every single time.

Compliance, handled automatically

Interstate tax rules, franchise laws, state disclosures, and fraud detection — monitored and applied automatically so every deal is covered.

Track every deal in real time

See the status of every transaction — from checkout to delivery — in your admin portal. Nothing falls through the cracks.

Every deal, visible from start to finish

Your admin portal gives your team a real-time view of every transaction — checkout status, financing progress, DMV filing, and delivery. See exactly where each deal stands and what needs attention, all in one place.

Ekho Transaction Engine configurator showing vehicle accessories and pricing Ekho Transaction Engine checkout with payment and financing options Ekho Transaction Engine admin portal with order tracking and deal progress

Every step from checkout to keys, automated

Most platforms stop at the lead. Ekho handles the rest — financing, titling, registration, tax, compliance, and fulfillment across all 50 states, so your team closes more deals with less work.

Checkout

Checkout

Online checkout with deal structuring, financing, and payment processing.

Financing Prequal

Financing Prequal

Soft-pull credit check — instant rate estimates with no impact to buyer's credit score.

F&I Aftermarket Engine

F&I Aftermarket Engine

Aftermarket product packages — warranties, GAP, and protection plans.

Embedded Financing Engine

Embedded Financing Engine

Built-in financing with lender waterfall and credit applications.

Tax Engine

Tax Engine

Real-time tax calculation across all US jurisdictions.

Titling & Registration Engine

Titling & Registration Engine

Automated 50-state title and registration processing.

Compliance

Compliance

50-state regulatory compliance for vehicle sales and documentation.

Fraud Prevention

Fraud Prevention

AI-powered fraud detection analyzing buyer signals and behavior.

CRM

CRM

Lead management, pipeline tracking, and AI-powered follow-up.

Analytics

Analytics

Conversion tracking, attribution, and buyer demographics.

Reporting

Reporting

Financial reporting for revenue, payouts, and F&I performance.

Inventory CMS

Inventory CMS

Centralized inventory management with AI-enhanced merchandising.

AI Listing Enrichment

AI Listing Enrichment

AI-powered listing optimization — auto-enriched titles, descriptions, and attributes for every vehicle.

Configurator

Configurator

Vehicle customization tool with dynamic options and real-time pricing.

Preorder

Preorder

Accept deposits and manage preorder queues before inventory arrives.

API & MCP

API & MCP

Full REST API and MCP server for custom integrations.

SEO & GEO Monitor

SEO & GEO Monitor

Monitor your SEO and AI search rankings against competitors with actionable recommendations to improve.

Every step from checkout to keys, automated

Most platforms stop at the lead. Ekho handles the rest — financing, titling, registration, tax, compliance, and fulfillment across all 50 states, so your team closes more deals with less work.

Checkout

Checkout

Online checkout with deal structuring, financing, and payment processing.

Financing Prequal

Financing Prequal

Soft-pull credit check — instant rate estimates with no impact to buyer's credit score.

F&I Aftermarket Engine

F&I Aftermarket Engine

Aftermarket product packages — warranties, GAP, and protection plans.

Embedded Financing Engine

Embedded Financing Engine

Built-in financing with lender waterfall and credit applications.

Tax Engine

Tax Engine

Real-time tax calculation across all US jurisdictions.

Titling & Registration Engine

Titling & Registration Engine

Automated 50-state title and registration processing.

Compliance

Compliance

50-state regulatory compliance for vehicle sales and documentation.

Fraud Prevention

Fraud Prevention

AI-powered fraud detection analyzing buyer signals and behavior.

CRM

CRM

Lead management, pipeline tracking, and AI-powered follow-up.

Analytics

Analytics

Conversion tracking, attribution, and buyer demographics.

Reporting

Reporting

Financial reporting for revenue, payouts, and F&I performance.

Inventory CMS

Inventory CMS

Centralized inventory management with AI-enhanced merchandising.

AI Listing Enrichment

AI Listing Enrichment

AI-powered listing optimization — auto-enriched titles, descriptions, and attributes for every vehicle.

Configurator

Configurator

Vehicle customization tool with dynamic options and real-time pricing.

Preorder

Preorder

Accept deposits and manage preorder queues before inventory arrives.

API & MCP

API & MCP

Full REST API and MCP server for custom integrations.

SEO & GEO Monitor

SEO & GEO Monitor

Monitor your SEO and AI search rankings against competitors with actionable recommendations to improve.

Pricing

Sales Agent

Trained on your inventory, your policies, and your voice. Ekho's AI handles every inbound lead across chat, SMS, and email — qualifying buyers, booking appointments, and moving deals forward 24/7.

1 rooftop Custom
Get a quote

Website

Websites built for speed, mobile performance, search visibility, and higher conversion — with a chat-based AI editor.

1 rooftop Custom
Get a quote
ZERO FRICTION

How the industry is moving with Ekho

Dealers closing more deals. Groups scaling without adding headcount. Teams selling long after the doors are locked. These are the businesses that rewired how they sell with Ekho.

FOR DEALERS

Frequently Asked Questions

Everything from checkout to keys. Ekho handles the full deal lifecycle — vehicle configuration, payment processing, financing with multi-lender rate shopping, fraud prevention, tax calculation, titling, registration, and delivery coordination.

Buyers can apply for financing directly at checkout. Ekho shops rates across multiple lenders — including captive and third-party options — and returns pre-qualified offers in seconds. No hard credit pull required for pre-qualification.

Yes. Ekho uses AI-powered fraud prevention with device fingerprinting, identity verification, and real-time risk scoring. Payment processing is fully PCI-compliant, and all sensitive data is encrypted in transit and at rest.

Yes. Ekho automates the titling and registration process — including DMV paperwork, temporary tags, signature collection, and plate shipment. Your team doesn't have to touch a single form.

Credit cards, debit cards, ACH bank transfers, and digital wallets. All payments are processed with full PCI compliance.

Yes. The Transaction Engine works standalone — you can embed Ekho's checkout on your existing website or use it alongside any other tools. It also integrates with your DMS for automatic deal syncing.

Yes. Ekho embeds F&I directly into the checkout flow. Buyers can choose from extended warranties, GAP insurance, tire and wheel protection, and other aftermarket products — with coverage tiers and pricing presented transparently. Dealers control which products are offered and retain their standard margins.

Ekho integrates with your existing lender panel and supports lender-specific rate sheets and reserve structures. Dealer participation and points are managed through your standard lender agreements. Ekho surfaces multiple offers to the buyer and lets them compare — your reserve income is unaffected.

Tee up the deal.
We'll handle the rest.

Start closing compliant, fully automated deals across all 50 states with Ekho's Transaction Engine.

Book a demo